You want to buy a house, a car, apply for a loan; pretty much anything these days require good credit. While some people may be in denial that the credit system should have this much influence on your life ΓÇô the fact of the matter is that good credit goes a long way.

So why not improve it? Even if you have good credit, excellent credit will get you better mortgage rates on your home loan, potentially saving you thousands of dollars. Here are 101 tips to help you do just that ΓÇô everything you ever wanted to know to be financially successful